Real Estate Investing


Renters and Foreclosure

No, I am not talking about people renting after being foreclosed. I am talking about the risks renters face when their landlord is foreclosed.
When a non-commercial note secured by residential real estate is foreclosed the tenants have no rights. Nope, not even if there is a lease. They get evicted unless the new owner agrees [...]

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The Best Way To Make Money

We’ve all read it in the various materials and heard them say it at seminars. Who is “them”? The gurus.
How many times have you read or heard someone say, “The best way to make money is in real estate! It is how the rich really do it! Look at Donald Trump, that is how he [...]

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Oh No! Say It Isn’t So! How Will We Refinance!

Dramatic huh?
But, that is what gurus are screaming about the recently announced change from Freddie Mac on refinances. A similar change is expected from Fannie Mae.
What is the change? They will not allow a refinance if the property has been in an LLC any time over the last six months.
But, not to worry, these same [...]

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Looking Forward, This Should be a Good Year for Investors.

Yes, the retail residential real estate market is still volatile and trending down. But, only real estate speculators buy at retail. The investor buys properties based on value and cash flow.
Yes, there is some weakness showing in some commercial real estate markets. But, again, the long term value investor will be fine.
REITs are massively over-sold. [...]

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Unemployment Numbers Take a Big Jump Up

The unemployment number for December jumped to 5% from 4.7% in November. Non-farm payroll increased by only 18,000 jobs which is essentially a wash. Meaning about as many jobs were lost as added in December. Remember, these are lagging indicator meaning, the fundamentals in the economy caused the drop in jobs growth, the drop in [...]

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Anyone Can Be An Investor!

But, not everyone should be an investor.
Warning! If you believe the hype of the gurus who say you can make millions starting with no cash, bad credit and a pile of debt…
DON’T READ ANY MORE OF THIS POST! You won’t like it and you will accuse me of being a dream stealer.
You have been warned.
Still [...]

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This is a GREAT Time to be an Investor…

and an awful time to be a speculator.
Do you know the difference? More importantly, do you know which one you are? Hint: It is all in the risk levels and how they are managed.
And yes, I still believe the recession has started.
The reason investors are loving the current turmoil in all of the equity markets [...]

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We Are Already In A Recession, We Just Don’t Know It Yet.

I’m going out on a limb here but I really do think when the dust settles and the hindsight clears this quarter will mark the start of the recession.
I had hopes it could be averted and I still have hopes it can be minimized but I am a realist.
When the Fed dropped the rates 50 [...]

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Will Institutional Money Freeze Out the Small Investor?

Cash is King and the best deals will always be had by those with the means to act quickly and decisively.
There are some media reports talking about some very well funded groups taking advantage of the housing market problems, especially in Florida. Many of these reports try to portray these groups as predatory and swooping [...]

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It Is Not About What You Make…

It is all about what you spend.
I am still digging through the backlog of emails but one stopped me cold. It was a question entered on a website from a couple who want to invest in real estate because they see it as a way to increase their incomes. They explained in detail why they [...]

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Do not believe anything here unless you independently verify it.

You follow any advice here at your own risk, I completely disclaim any responsibility for your actions, even if based on what you read here.